Legacy Footprint Remodeling (SAH): Identify underperforming branches experiencing regulatory or community amalgamation deadlocks. Re-engineer their operating structures by eliminating manual teller/vault cost canters and re-profiling them into lean, service digital hubs.
Portfolio Analytics & Business Modelling: Build and maintain analytical models to support portfolio optimization — merchant segmentation, yield and pricing analysis, acquiring/remittance volume forecasting, and scenario/what-if modelling to inform business line strategy and target-setting.
Market investment products as well as cross-sell of HLBB's consumer product to the new and existing PB customer. This will include mortgages and credit cards.