Monitor portfolio performance, including repayment behavior, delinquency trends, roll rates, and portfolio risk indicators, and recommend risk mitigation or policy adjustments when necessary.
Lead the end-to-end design, execution, and enhancement of top-down and bottom-up credit stress testing for regional portfolios, capturing interest rate shocks, refinancing risk, asset deterioration, and geopolitical risks.
Conduct data analysis on risk exposure and profitability to identify opportunities for product and strategy improvement. Provide credit risk insights and recommendations to internal teams and stakeholders.
Analyze customer financial profiles and creditworthiness, identify related risk exposures across various industries, and recommend appropriate credit limits with supporting justifications for management approval while ensuring accurate updates in the credit system.
Iterate and optimize risk systems and machine learning models together with algorithm and product R&D teams, improve overall risk control system stability and infrastructure capability.
Expand credit sales coverage across Singapore and ASEAN by engaging institutional clients and offering tailored investment solutions that address their unique requirements.
Project Coordination, Migration & Governance: Track and report weekly project progress across the Market Risk user group , manage key stakeholder and vendor dependencies , execute the migration "Run Book" during Go-Live , and maintain meticulous documentation throughout the project lifecycle.
Monitor existing investments by reviewing periodic reports and engaging regularly with fund managers on investment progress, portfolio performance, and market outlook.
Key responsibilities include managing daily collections and administering customer payments in line with established operational standards. You will handle credit risk monitoring by evaluating customer financial limits against held securities and negotiating corporate financial guarantees when necessary. Additional duties involve generating monthly accounts receivable aging reports, performing systematic balance reconciliations, and investigating account discrepancies or payment delays. In this role, you will also formulate structured repayment plans and maintain regular professional correspondence with external business partners.
Develop and implement credit control policies, procedures, and governance frameworks to ensure compliance with organisational standards and best practices.