Job Responsibilities
- Manage a portfolio of non-performing loan (NPL) accounts to achieve recovery targets and KPIs.
- Contact delinquent customers via calls, emails, letters, and site visits to negotiate repayment or settlement plans.
- Assess customers’ financial situations and propose suitable repayment or restructuring solutions.
- Monitor overdue accounts and ensure timely and effective collection actions.
- Maintain accurate records of collection activities and update account status in the system.
- Prepare regular reports on collection performance and delinquency trends.
- Ensure all collection activities comply with company policies and regulatory requirements.
- Liaise with internal teams and external parties for escalations, legal actions, or recovery processes.
- Handle customer inquiries and disputes professionally while maintaining a firm approach.
- Perform any other duties as assigned by management.
Job Requirements
- Diploma or Degree in Finance, Business Administration, Accounting, or related field.
- Minimum 1–3 years of experience in collections, debt recovery, or credit control (experience inNPL is an added advantage).
- Strong negotiation, communication, and interpersonal skills.
- Ability to handle difficult conversations and manage challenging customers professionally.
- Result-oriented with strong follow-up and problem-solving skills.
- Good analytical skills to assess customers’ repayment capabilities.
- Familiarity with relevant laws and regulations related to debt collection is an advantage.
- Proficient in Microsoft Office applications (Excel, Word, etc.).
- Ability to work independently and as part of a team in a fast-paced environment.
- High level of integrity, discipline, and confidentiality.
- Willing to travel for field visits if required.
LOCATION WORK : LKS CREDIT SDN BHD (STUTONG)
Pay: RM1,900.00 - RM2,500.00 per month
Benefits:
- Dental insurance
- Flexible schedule
- Maternity leave
Work Location: In person