Clifford Capital Hiring! Full Time Securitisation Operations, Associate (1-year Contract) in - Ricebowl

Position Overview:

We are seeking an experienced operations professional to support the end-to-end operational execution and lifecycle management of securitisation transactions, with a primary focus on Infrastructure Asset-Backed Securities (IABS). The incumbent will be responsible for transaction setup, asset onboarding, settlement, cashflow management, reconciliations and ongoing securitisation lifecycle events. The incumbent will also support the underlying loan asset lifecycle, ensuring that trade and cashflow information is accurately captured and maintained across internal systems.

Working closely with the relevant parties such as the securitised products team, loan administration, Treasury, Finance, Technology, facility agents, transaction administrators and banks, the incumbent will ensure transactions are executed accurately and on time. The role will also contribute to new product assessments, system and process enhancements, automation initiatives and process governance.

Key Responsibilities

1) Securitisation Operations

• Support the operational setup and execution of new IABS transactions from pre-closing readiness through settlement and post-settlement stabilisation.
• Coordinate asset onboarding, trade setup, settlement instructions, funding and related operational activities.
• Support transaction planning by identifying potential settlement, cashflow, system and control considerations ahead of closing.
• Review transaction documentation and operating mechanics to understand key operational requirements and support the accurate setup of settlement flows, cash movements and lifecycle events.
• Process and coordinate lifecycle events including asset replenishments, warehouse buybacks, redemptions, transaction collapses and other portfolio movements.
• Monitor transaction milestones, settlement status and dependencies, proactively resolving breaks, discrepancies and exceptions.
• Perform reconciliations and validation checks to ensure transaction and asset records are complete and accurate.

2) Asset & Cashflow Management

• Maintain accurate trade records, cashflow projections and process key loan lifecycle events and ensure transactions are appropriately documented with a clear audit trail.
• Reconcile IABS/SPV-level cash movements, investigating discrepancies between expected and actual receipts and payments. 
• Monitor receivables and overdue items and proactively escalate potential payment delays or exceptions
  
  

3)   Asset Handover

• Coordinate the handover of securitised asset portfolios to the Loan Administration & Servicing team following completion and stabilisation of the initial setup.
• Ensure asset data, contractual terms, cashflow schedules, documentation and system records are complete and accurate prior to handover.
• Resolve material setup and reconciliation exceptions and provide transition support for complex or transaction-specific features.

4)   New Product & Process Development

• Support operational assessments for new securitisation structures, asset types and transaction features, covering system readiness, workflows, settlement mechanics, cashflows and controls.
• Identify and escalate operational risks, manual dependencies, control gaps and system limitations, and contribute to proposed solutions.
• Support system testing, UAT and implementation of process or system enhancements.
• Work with Technology and other stakeholder to automate and streamline processes, reduce manual intervention and strengthen operational controls.

5) Stakeholder Management & Governance

• Coordinate operational matters during securitisation setup and lifecycle events, working with internal teams, Facility Agents, transaction administrators, banks and other relevant parties.
• Provide timely communication on transaction status, outstanding dependencies, exceptions and operational risks.
• Maintain key operational and control documentation, including SOPs, checklists, RCSA and BCP materials.
• Support audits, control reviews and remediation, ensuring strong operational controls and data integrity

Required Skills & Experience

• At least 3–5 years’ experience in loan operations/administration, private credit, structured finance, securitisation or a related area. 
• Hands-on experience across the loan lifecycle, including disbursements, rollovers, repayments, refinancing, rate fixing and cashflow management. 
• Experience reviewing credit and loan documentation and translating key financial and operational terms into system and processing requirements. 
• Good understanding of debt financing products, loan servicing, operational controls and reconciliation processes.
• Exposure to securitisation, SPVs, warehouse financing or asset-backed transactions would be advantageous. 
• Familiarity with SWIFT and treasury/trade settlement platforms such as FIS Quantum, FIS Payment Hub, Sentry, Euroclear or Clearstream. 
• Strong analytical skills and attention to detail, with the ability to take ownership and deliver accurately under tight deadlines. 
• Proactive and improvement-oriented, with an interest in enhancing processes, automation and operational controls.