XTransfer Hiring! Full Time Risk and Compliance Specialist (Shift) in Federal Territory - Ricebowl

Monthly Rotating Shifts (Morning, Noon, Night) — Night Shift is Work-from-Home

Role Overview:

Safeguard our cross-border payment platform by ensuring compliance, preventing fraud and protecting clients. You will review customer data, assess risks and work closely with clients to resolve compliance issues.

Job Responsibilities:

• Review and verify KYC documents (e.g., IDs, business licenses) against anti-fraud and sanctions databases, ensuring timely case resolution within SLA
• Conduct sanctions screening and identify politically exposed persons (PEPs) or high-risk entities in line with international requirements
• Proactively communicate with clients to resolve incomplete or flagged submissions via multilingual channels (primarily English)
• Analyze recurring risk patterns and contribute insights to the risk knowledge base
• Perform merchant due diligence: assess business models, transaction histories, and ownership structures to assign appropriate risk tiers
• Stay up to date with AML/CTF regulations and ensure all processes meet legal and policy standards

Job Requirements:

• Bachelor’s degree in Business, Finance, Law, or relevant field (preferred)
• 2–5 years' working experience in compliance, risk management or cross-border payments risk control (e-commerce/fintech preferred)
• Excellence attention to detail
• Strong analytical and data skills (Excel/ SQL) with the ability to model risk logically
• Fluency in English is required
• Willing to work on a Monthly Rotating Shift Schedule (Morning, Noon, Night) — Night shift is Work-from-Home