Vad Capital Hiring! Full Time Credit Review Manager in Selangor, Earn up to MYR 11,000 - Ricebowl

Key Responsibilities:

1. Credit Review & Quality Assurance

• Conduct independent reviews of loan applications and approved credit decisions to ensure compliance with company credit policies, risk appetite, and approval guidelines.
• Evaluate the quality and consistency of credit assessments, identifying gaps and recommending corrective actions.
• Perform post-mortem reviews on early delinquency and non-performing accounts to identify root causes and enhance credit underwriting standards.

2. Fraud Detection & Investigation

• Lead pre-approval reviews of high-risk applications, including verification of applicant information, supporting documents, and credit profiles.
• Identify potential fraud indicators through application pattern analysis, fraud scoring models, and internal watchlists.
• Conduct investigations into suspicious applications and recommend appropriate actions, including application holds, rejections, or escalation for further review.
• Assess dealer-related risks and perform due diligence reviews to identify potential fraudulent activities or irregularities.

3. Risk Monitoring & Fraud Trend Analysis

• Monitor fraud detection systems and risk alerts to identify emerging fraud trends and evolving threat patterns.
• Analyze fraud incidents and recommend enhancements to risk controls, policies, and detection frameworks.
• Collaborate with business stakeholders to strengthen fraud prevention and risk mitigation initiatives.

4. Regulatory Compliance & Reporting

• Ensure proper documentation and maintenance of audit trails for all review and investigation activities.
• Prepare management reports, fraud analytics, and regulatory submissions as required.
• Support CCRIS reporting, rectification exercises, and regulatory enquiries, including engagements with Bank Negara Malaysia (BNM).
• Liaise closely with Compliance, Legal, Audit, and Risk Management teams on fraud-related matters and regulatory requirements.

5. Leadership & Continuous Improvement

• Lead, coach, and develop the Credit Review team to achieve departmental objectives and service standards.
• Drive projects and initiatives aimed at enhancing departmental capabilities, process efficiency, and risk governance.
• Participate in the development and implementation of new review frameworks, controls, and fraud detection methodologies.

Requirements

• Bachelor's Degree in Business, Commerce, Economics, Finance, Banking, or a related discipline.
• Minimum 8–12 years of experience in credit evaluation, credit review, risk management, or fraud investigation within the financial services industry.
• Professional certification such as CCE, CCR, or other relevant credit/risk certifications is highly preferred.
• Strong experience in fraud detection, investigation, and credit quality assurance.
• Exposure to CCRIS reporting and regulatory engagements with Bank Negara Malaysia (BNM) will be an added advantage.
• Strong analytical, problem-solving, and decision-making capabilities.
• Proven leadership experience with the ability to manage, mentor, and develop high-performing teams.
• Excellent communication and stakeholder management skills.
• Good communication in English, Mandarin and Bahasa Malaysia

Pay: RM9,000.00 - RM11,000.00 per month

Benefits:

• Additional leave
• Dental insurance
• Flexible schedule
• Health insurance
• Meal allowance
• Meal provided
• Opportunities for promotion
• Parental leave
• Professional development
• Vision insurance

Application Question(s):

• What is your expected salary?

Education:

• Bachelor's (Required)

Experience:

• credit evaluation: 8 years (Preferred)

Work Location: Hybrid remote in Petaling Jaya