Formulate, maintain, and continuously enhance policies, frameworks, and SOPs for Liquidity Risk in alignment with the Bank’s Risk Appetite Statement (RAS) and regulatory guidelines.
Support the Bank’s Climate Risk strategy, driving policies, risk measurement methodologies, and integration of physical and transition risk assessments across all business lines.
We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.
Risk Analysis, Analyze and recommend sound credit risk proposals for Management Credit Committee and Credit Supervisory Committee review.
Responsible to comply with any regulatory guidelines which includes integrity of all regulatory reporting, bank’s policies on the fair treatment of financial consumers, bank’s policies/processes and procedures for anti-money laundering, countering financing of terrorism and proliferation financing and etc.
Carry out any other duties as directed by the Bank’s Management. The responsibilities that may be assumed on an interim or a project basis where there are substantial contributions or deliverables from the member of senior management concerned.
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This profile outlines the essential components necessary for a successful project manager in the wealth management sector, leading up technological innovation, process efficiency and change management.Position the bank as a leader in the wealth and private banking space through innovative digital solutions and strategic partnerships. Achieve improved customer satisfaction and engagement through enhanced platform functionality and user-friendly experiences. Ensure compliance with applicable regulations while driving platform growth and innovation.Understand business objective and processes, develop functional specification document and solution. Exhibit teamwork and having strong analytic skills as well as holds good solutioning skills. Able to work independently to run the digital workstream as well as potentially manage a small team of testers.Analyze business product and processes, crafting out the business requirement and to provide functional and technical solutions to help achieve business targets as the digital product owner.Platform Innovationo Lead the evolution of the digital wealth and private banking platformo Foster a culture of innovation, encouraging teams to explore new technologies and methodologies.o Develop, review and implement business needs, product and project requirement into functional and technical specification process and document.Product Developmento Collaborate with investment advisors, private bankers, product teams, operations and technology teams to enhance and diversify platform offerings continuously.o Gather and analyze user feedback to guide product improvements and innovations.o Engage, work closely and act as point of reference with subject matter of experts and project stakeholders.Technology Integrationo Partner with Technology and collaborate with strategic partners to implement next-generation digital wealth management solutions.o Ensure technological advancements meet user needs and support operational efficiency.o Undertake impact assessment on existing products, Business as Usual (BAU) process, and future enhancement and work with stakeholders to implement changes.Regulatory Complianceo Ensure the platform adheres to all regulatory requirements and risk management standards in key markets, particularly in Malaysia, Singapore.o Stay updated on regulatory changes and adapt strategies as necessary.Stakeholder Managemento Engage effectively with senior leadership, external partners, and key stakeholders to drive strategic initiatives and cultivate partnerships within the wealth and private banking ecosystem.o Communicate clearly and regularly about platform progress, updates, and challenges while fostering an environment of collaboration.Education/Qualification:Degree in Business Admin / Banking Finance / Accounting / Economics
Experience:
o 7-9 years in wealth management, private banking, digital banking, or financial technology with a proven track record in platform development and project management, including management of test planning and execution.o Strong knowledge of Wealth products and workflows is a must.o Excellent understanding wealth management services, investment advisory, and financial planning lifecycle and solutionso Certified Scrum Master is an advantage.o Good analytic and problem-solving skills to identify problems and propose solutiono Good understanding on automation technologies and capabilitieso Good communication, presentation and interpersonal skills liaise with both internal and external stakeholderso Good attention to detailso Proactive team playero Ability to work independently operating in self-directed capacityo Able to multi-task effectively and efficientlyo Good command of English.
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Design and execute robust liquidity stress-testing programs. Lead Contingency Funding Plan simulations to test and ensure balance sheet capacity during liquidity crises.
Ensure the integrity and accuracy of liquidity-related regulatory reporting. Provide actionable insights and reporting to Senior Management and Board of Directors.
Embed the ICAAP and RAS through banks’ strategic-decision making process and ensure the linkage between RAS/ICAAP and other key strategic processes (strategy, budget)
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Track and optimize metrics for next-gen formats, ensuring that footprint transformations directly contribute to lower Cost-to-Income Ratios (CIR), increased customer acquisition, and maximized cross-sell revenue.
Define the blueprint, conceptual framework, and micro-market viability strategies for innovative concepts like Meet@HLB.
Partner with cross-functional deployment teams to guide the scaling of these formats within community and lifestyle hubs (e.g., lifestyle malls, grocers, residential corridors) to maximize digital-first customer acquisition.
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Cross-Team Administrative Handoff: Coordinate merchant application approvals and file handoffs across sales channels, risk/compliance, and the terminal deployment team.
Team Collaboration: Maintain strong teamwork and working relationships with team members at all times.
Regulatory Compliance: Comply with all relevant guidelines and statutory requirements.
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Assist in calling up customers for service / sales interactions;
Carry out Branch RCSA through sample checking and effective rectification as applicable;
Accept and process transactions (deposits, withdrawals, Remittances, ANSB and any other products launched by the Bank) in a timely and accurate manner;
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Ensure acceptable asset quality of existing portfolio by being pro-active and up-to-date in terms of market intelligence in relation to accounts and industry of portfolio management.
Work closely with product partners including Trade Services, Global Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner.
Ensure that banking facilities offered to clients are structured in compliance with credit lending policies.
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Data-Driven Analysis: Conduct in-depth portfolio analysis to identify trends, performance gaps, and opportunities for system-led improvements.
UX Enhancement: Formulate and document system requirements aimed at optimizing the customer journey and streamlining internal handling processes.
Technical Execution: Lead the end-to-end implementation of system updates, including coordinating User Acceptance Testing (UAT) and post-launch "health checks" to ensure zero-defect deployments.
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Deep understanding of the payments industry trend, emerging technologies and SME business lifecycle to ensure HLBB is present during SME business grow
Work closely with relevant stakeholders across departments to create merchant business opportunity through cross selling, upselling and meeting customer’s needs throughout the SME business lifecycle
Support internal collaborations to ensure the existence of cross selling opportunities and revenue growth for customer’s overall portfolio.
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Develop and implement acquisition, referral and Priority Banking customer upgrading strategies to sustain growth in the number of Priority Banking customers in the bank.
Collaborate strategically with Management teams of other business segments and sales channels to solicit high net worth referral, upgrade and business opportunity.
Responsible for achieving targets and contributing towards the Priority Banking business, in line with the bank’s Retail Wealth Management Strategy.
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