全职 Portfolio Manager 工作, 薪水, MBSB Bank Berhad Selangor 公司招聘中 - Ricebowl

Job Purpose

Responsible in reviewing and managing the relationships with SME / Commercial customers all over Malaysia and to assist Business Heads of Commercial Banking.

Key Responsibilities

• Leading and supervising Business Banking review team. (only applicable for team leader)
• Perform periodical reviews of the financing portfolio, including annual and interim reviews, watchlist reviews, and financial reviews, within the required TAT/timeframe. Approval must be obtained before the review expiry date.
• Reviews are conducted during the designated review period and include operational variation requests and to confirm that all CPs and subsequent conditions are met. . To highlight on any non-compliance and to identify/justify the cause and effect of the non-compliances.
• To recommend mitigation/action plan of the non-compliance.
• Reviews shall not include request for additional financing. RM to assess the request as it requires their credit assessment to establish viability of the new/additional financing
• Performing visits to customers’ business premises / other place of business / project sites for the purpose of review / periodical credit monitoring / credit verifications / banker-customer relationship maintenance / recovery. Thereafter, Call Reports are to be prepared to reflect the purpose and details of the visits.
• Working closely with Relationship Managers to ensure profitable customer-banker relationships. Liaising closely with Risk Management Department to ensure good quality of financing annual review submissions for timely deliberation at GMICC/GBICC.
• Presenting the credit annual review at GMICC/GBICC (only applicable for team leader)
• Undertaking necessary efforts to retain high quality customers and to exit the relationship with the sub-standard ones.
• Keeping abreast of the industry and business / economic cycle for the purpose of creating business opportunities and enhancing banker-customer relationship.
• Ensuring full-compliance with prescribed level of service standards and relevant guidelines
• Undertaking any other duties as may be assigned by the Business Heads from time to time.

Qualifications

• Minimum Bachelor’s degree in business or any related field

Experience

• Min 6 years and above of relevant experience
• Having adequate knowledge in credit and banking products
• Possess computer skills (Word/Powerpoint/Excel)
• Good communication skills, presentation and writing
• Having positive attitude and professional manner