INFOGAIN SOLUTIONS PTE. LIMITED Hiring! Full Time System Analyst IS-96550 in Central Region (Singapore), Earn up to SGD 8,000 - Ricebowl

Role: System Analyst

Job Requisition Number: IS-96550

Job Level: > 10 yearsof relevant experience (L4)

Location: Singapore

Key Responsibilities:

      Lead the technical analysis, microservices integration design, and end-to-end delivery of BI-FAST Request for Payment (RFP), e Mandate, and Direct Debit capabilities for Indonesia. This role requires strong engineering expertise in API standards, microservices orchestration, event-driven patterns, and reuse of existing platform components from previous projects.

1. Technical Delivery & Systems Analysis

      Own BI-FAST RFP, e Mandate and Direct Debit delivery across requirements → solution design → integration → testing → rollout.

      Produce engineering-ready specifications:

      API specs (REST/JSON), Open API/Swagger definitions

      Microservices interface contracts, event schemas, callback payloads

      Sequence diagrams, state machines, mapping specs, errormodels

      Define end-to-end orchestration flows for:

      RFP initiation, acceptance, expiry, rejection

      Mandate lifecycle events

      Direct Debit presentment, validation, debit and return

      Specify robust pre-processing logic:

      Customer/account validation

      Entitlement and authorisation checks

      Funds availability

      Fraud/AML/sanctions gating

      Limits, thresholds, duplicate suppression

      Idempotency, retry and timeout handling

2. API & Microservices Architecture

      Define API and microservices designs using existing components from previous builds:

      Payment initiation microservices

      Validation & entitlement services

      Fraud/AML adapters

      Core banking and ledger integration patterns

      Reuse existing:

      API standards (naming conventions, response structures, error formats)

      Security models (OAuth2/JWT, mTLS, signature validation)

      Eventing patterns (Kafka topics, event schemas, DLQ handling)

      Common libraries for logging, telemetry, utility functions

      Ensure microservices follow the Bank’s engineering principles:

      Loose coupling, clear domain boundaries

      Async event-driven integration where applicable

      High availability and horizontal scalability

      Observability (structured logs, metrics, tracing)

3. User Journeys, Entitlements & Authorisation

      Define user journeys for:

      RFP initiation (corporate/merchant)

      RFP acceptance (retail/corporate)

      Mandate creation and management

      Direct Debit debit and return flows

      Align journeys with entitlements and auth rules:

      Per-transaction and daily limits

      Maker-checker workflows for corporates

      Channel-specific access rights

      Coordinate with channel teams to maintain parity across Mobile, Internet Banking, H2H and API Banking.

4. Integration & Platform Engineering

      Design integration between:

      Payment Hub / RFP Orchestrator

      BI-FAST gateway

      Mandate / Direct Debit engines

      Core banking, ledger, AML, fraud

      Use existing microservices blueprints for:

      Error propagation and code mapping

      Schema validation and transformation

      Event lifecycle management

      Callback patterns and async updates

5. Scheme, Regulatory & Risk Alignment

      Translate BI-FAST RFP, e Mandate and Direct Debit scheme rules into:

      Validation rules

      Reason code mappings

      Reversal/return workflows

      Embed mandatory controls:

      AML/CFT & sanctions

      Fraud monitoring

      Non-repudiation and evidence capture

      TRM, cybersecurity and audit trail requirements

6. Testing, Deployment & Operational Readiness

      Lead SIT/UAT/E2E test scenario design for:

      RFP → acceptance → settlement flows

      Mandate lifecycle

      Direct Debit presentment/return/dispute cases

      Timeouts, retries, negative tests

      Work with Engineering & Ops to ensure:

      Monitoring dashboards and alerts

      Reconciliation and exception queues

      Runbooks for replay, retry and operational fixes

      Support scheme certification and phased deployment.

Success Measures

      High-quality BI-FAST RFP, e Mandate and Direct Debit delivery with minimal defects.

      Strong reuse of existing microservices, reducing build complexity and time-to-market.

      High STP rates, stable performance and consistent low-latency behavior.

      Clear, engineering-ready specifications enabling smooth developer adoption.

      Strong governance alignment across Product, Engineering, Operations and Risk.

Key Requirements:

      7–12 years in payment systems analysis with experience in RFP, e Mandate, Direct Debit, or similar.

      Strong engineering/technical skills:

      API design (REST/JSON, OpenAPI/Swagger)

      Microservices architecture

      Event-driven patterns (Kafka or equivalent)

      State machine and sequence diagram modelling

      HA/DR and low-latency systems

      Experience integrating with AML, fraud, entitlements and ledger systems.

      Ability to reuse and extend existing platform components and code frameworks.

Technical Skills:

      Open API, Microservices

      Java