Vad Capital Hiring! Full Time Credit Manager in Selangor, Earn up to MYR 11,000 - Ricebowl

Key Responsibilities:

Credit Strategy & Risk Management

• Drive responsible business growth by executing credit strategies aligned with the company’s approved risk appetite.
• Assess and manage credit risk while ensuring balanced and commercially sound decisions.

Credit Evaluation & Approval

• Review, evaluate, and approve credit applications within delegated authority limits.
• Ensure all underwriting activities comply with internal policies, scorecards, and regulatory requirements.
• Conduct detailed financial and risk analysis to support effective decision-making.

Policy, Compliance & Governance

• Implement and uphold credit policies, underwriting standards, and governance frameworks.
• Ensure compliance with internal controls and regulatory requirements, including Bank Negara Malaysia (BNM) guidelines.

Portfolio Monitoring & Risk Analytics

• Monitor portfolio health and identify emerging credit trends or potential risks.
• Prepare meaningful risk analytics, portfolio reviews, and management reports to support strategic decisions.

Collections, Recovery & Fraud Risk

• Collaborate closely with collections and recovery teams to minimize portfolio losses.
• Support fraud detection, investigation, and mitigation initiatives to strengthen overall risk management.

Leadership & Stakeholder Management

• Lead, mentor, and develop a high-performing credit team.
• Build strong collaboration with internal stakeholders to enhance operational effectiveness and customer experience.

Requirements:

• Bachelor’s Degree in Business, Commerce, Economics, Finance, Banking, or related discipline.
• Professional certification such as CCE or CCR is an added advantage.
• Minimum 8–10 years of experience in credit evaluation and risk management, preferably within banking or financial services.
• Strong leadership experience with proven ability to manage, coach, and inspire teams.
• Hands-on experience in fraud detection and/or investigation within credit risk functions.
• Familiar with CCRIS processes and experienced in handling requests or reporting related to Bank Negara Malaysia (BNM).
• Strong analytical, decision-making, and problem-solving skills.
• Excellent communication and interpersonal skills in both English and Bahasa Malaysia. Mandarin is an advantage

Pay: RM9,000.00 - RM11,000.00 per month

Benefits:

• Additional leave
• Dental insurance
• Flexible schedule
• Free parking
• Health insurance
• Maternity leave
• Opportunities for promotion
• Parental leave
• Professional development
• Vision insurance
• Work from home

Application Question(s):

• What is your expected salary?

Work Location: Hybrid remote in Petaling Jaya