Job Description
:
Evaluate the overall credit worthiness of new dealers and conduct ongoing review of accounts to assess their ability to meet credit obligations periodically, and alert business in the event of any adverse conditions/news to minimise and circumvent loan loss scenarios
Write credit proposals in the loan origination process and make variations / recommendations
Work with relationship managers to support all credit related matters
Perform loan portfolio analysis, industry analysis and peer comparisons
Ensure compliance with credit policies rules and procedures
Any other ad-hoc duties assigned by supervisor
Job Requirement
:
Academic qualification: Diploma & equivalent
Aspire to build a sales-oriented career
Strong analytical skills with good grasp of financial analysis
Ambitious, result-driven as well as passionate to provide excellence customer experience
Strong understanding of customer and market dynamics and requirements
Competent in English (verbal & written)
High level of integrity, meticulous and detail-orientated
Strong ownership with ability to operate in a flexible, dynamic environment
Ability to multi-task, deliver results and solve problem well under pressure to meet deadlines
Open and willing to learn new things, take on new challenges and make adjustments to suit transitions in the workplace
Genie is the next generation virtual auto finance solution provider that aims to make automobile financing simple, hassle free and easy for you. We provide a simplified service that assists you in finding the best finance deal for your car. We can provide financing for a car you've already found - either from a dealer, distributor or private seller.
Genie Financial Services is a member of the Hire Purchase Association, Finance and Leasing Association of Singapore and is run by a team of experienced auto financing executives with over 50 years of combined industry experience. We are dedicated to making online car financing superb with competitive rates and simpler, smarter experiences for all our customers.