Diksha Technologies Hiring! Full Time Head of Technical - Governance in Federal Territory - Ricebowl

We are looking for a senior Head of Technical & Governance to lead technical underwriting, risk management, underwriting governance, product development, underwriting systems, quality review and technical training within the Life Insurance business.

Key Responsibilities

• Develop and maintain life insurance underwriting guidelines and frameworks.
• Lead underwriting risk management and ensure compliance with delegated underwriting authority.
• Manage technical relationships with reinsurers and ensure treaty compliance.
• Provide technical underwriting input for new product development and product pricing.
• Review underwriting definitions, exclusions, medical requirements and financial underwriting limits.
• Act as business owner for automated underwriting systems and underwriting rules.
• Improve automated underwriting and Straight-Through Processing (STP) while maintaining risk controls.
• Establish and manage underwriting quality assurance and monthly quality reviews.
• Identify underwriting errors and implement corrective actions and training.
• Develop and lead annual technical underwriting training programs.
• Provide specialised training on financial underwriting and complex medical risks.
• Support senior management with underwriting insights, claims trends and risk analysis.
• Lead and develop a high-performing underwriting team.

Requirements

• Degree in Medicine, Biomedicine, Life Sciences or a relevant discipline.
• 10+ years of Life Insurance experience.
• Minimum 2 years in a senior leadership role within Life Insurance Underwriting.
• Strong knowledge of Life Insurance Underwriting, including individual and group products.
• Strong understanding of underwriting risk management, medical underwriting and financial underwriting.
• Experience with underwriting systems, automated underwriting and STP.
• Knowledge of Malaysian life insurance regulations and compliance requirements.
• Experience working with reinsurers and underwriting treaties is highly preferred.
• Strong leadership, analytical, communication and stakeholder-management skills.
• Professional qualifications such as LOMA, FALU, FMII or equivalent are advantageous.

Key Skills

Life Insurance | Life Insurance Underwriting | Underwriting Risk Management | Medical Underwriting | Financial Underwriting | Reinsurance | Underwriting Governance | Underwriting Systems | Automated Underwriting | STP | Quality Assurance | Product Development | Risk Management | Leadership | Team Management

What We Offer

• Hybrid working arrangement
• 20 days annual leave
• Laptop provided

Pay: RM20,000.00 - RM30,000.00 per hour

Work Location: In person