Job and Responsibilities:
- To perform credit evaluation for personal financing applications submitted by applicants or merchants according to authority limit based on their financial statement.
- Ensure completeness of each credit analysis prepared and ensure they are done according to organization's credit policy and procedure.
- To deliver high-quality assessment skill to detect fraud document and information given.
- To deliver high quality account approved with low delinquent rate.
- To improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
- Properly assess and analyse current economic factors related to lending risks.
- Perform annual compliance review.
- Prepare regular reports on credit evaluation trends and portfolio risk levels for management.
Requirement:
- Degree holder in mathematics, statistics, finance, business, economics or related field.
- Strong math and analytical skills are essential to complete job requirements successfully.
- Able to converse in Bahasa Malaysia and English. Ability to converse in Mandarin will be an added advantage.
- At least 3 years of relevant working experience in credit evaluation.
- Ability to multitask and work toward multiple deadlines simultaneously.
- Confident in decision making and the ability to explain processes or choices as needed.
Job Types: Full-time, Permanent
Pay: RM2,300.00 - RM3,500.00 per month
Benefits:
- Health insurance
- Maternity leave
- Opportunities for promotion
- Professional development
Work Location: In person