About the job:
To perform credit evaluation and support sales in ensuring approvals are based on genuine documentation, trustworthy counterparties, and legitimate borrower intent in the automotive financial services industry.
Job Responsibilities:
- Credit Strategy & Risk Appetite Execution – support business growth within the risk appetite
- Credit Underwriting & Approval Authority – evaluation within guideline and scorecard alignment
- Credit Policy Implementation & Governance – enforce and adhere to credit policies & underwriting guidelines
- Portfolio Monitoring & Risk Analytics- Monitoring performance of portfolio
- Collections, Recovery & Asset Risk Oversight – participate and support collections & recovery activities
Job Requirement:
- Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
- Minimum 8- 12 years of experience in credit evaluation function
- Possess CCE or CCR certificate
- Have experience in fraud detection / investigation in discharging the duty in credit
- Exposure to CCRIS and attending to BNM request
- Strong leadership and people management skills. Experience in leading a team