There are several factors that contribute to the prevalence of gurus, pyramid schemes, and stockpiling in Malaysia. Firstly, it is important to recognize that these practices exist in many countries, not just Malaysia. However, they may appear more prominent in Malaysia due to various reasons.One possible reason is the desire for quick and easy wealth. The allure of getting rich without much effort attracts many individuals, especially those who may be struggling financially. The gurus and promoters of pyramid schemes often present their success stories and promise similar outcomes to potential recruits, exploiting their dreams of financial freedom.In addition, the lack of financial literacy among the populace plays a role in the prevalence of such practices. Many individuals may not have sufficient knowledge and understanding of legitimate investment opportunities or business models. This lack of financial education makes them vulnerable to schemes that promise quick returns or high earning potentials.Furthermore, the influence of social networks and peer pressure cannot be underestimated. Word-of-mouth marketing and endorsements by friends or family members can easily sway individuals into joining such schemes. People often trust those close to them, which creates a fertile ground for the proliferation of these practices.Another factor contributing to the prevalence of gurus and pyramid schemes is the weak regulatory framework and enforcement. Despite efforts by the government to crackdown on fraudulent schemes, there are still loopholes and gaps in the system that allow these practices to continue. This lack of robust regulation gives confidence to the promoters and participants of such schemes.To address these issues, it is crucial to enhance financial literacy among the population. Educating individuals on responsible financial management, legitimate investment opportunities, and the warning signs of fraudulent schemes can empower them to make informed decisions and protect themselves from falling victim to scams.Furthermore, the government should strengthen regulatory measures and enforcement mechanisms to ensure that fraudulent schemes are promptly identified and dealt with. This includes stricter laws, regular monitoring of suspicious activities, and severe penalties for those involved in illicit practices.Ultimately, combatting the prevalence of gurus, pyramid schemes, and stockpiling requires a collective effort from various stakeholders, including the government, educational institutions, community organizations, and individuals themselves. Together, we can create a more informed and vigilant society that is less susceptible to these harmful practices.