全职 Product Manager – Payments (Experienced) 工作, 薪水, UQPAY 公司招聘中 - Ricebowl

About UQPAY

UQPAY is a Singapore-headquartered fintech company, founded in 2016 and licensed by the Monetary Authority of Singapore (MAS) as a Major Payment Institution (MPI). As a principal member of Visa, Mastercard, and UnionPay, UQPAY provides trusted, large-scale payment capabilities to global enterprises. Its core offerings include global acquiring, card issuing, and banking-as-a-service, helping businesses process payments seamlessly, manage expenses efficiently, and deliver financial solutions at scale. With a daily peak transaction volume exceeding USD 100 million, UQPAY supports more than 10,000 enterprise clients across over 200 countries and regions. The company continues to grow through key industry certifications, regulatory licenses, and strategic investments, and invites talent to help build smarter, borderless finance for the future.

Responsibilities

1. Own product planning, requirement analysis, and version iterations for a payment business line (acquiring, card issuing, banking accounts, or account center), and be accountable for the product's business metrics.
2. Develop a deep understanding of payment transaction flows, clearing and settlement processes, regulatory compliance requirements, and merchant use cases, and deliver high-quality product solutions.
3. Independently design product prototypes and validate interactions using AI-assisted tools, shortening the solution confirmation cycle.
4. Build automated workflows with AI Agent orchestration tools (e.g., requirement organization, competitor analysis, data reporting, test case generation) to continuously improve product team efficiency.
5. Participate in test case design and release acceptance to ensure delivery quality.
6. Establish a product data metrics framework, regularly analyze feature usage and customer behavior data, and turn findings into insights that drive product iteration.
7. Collaborate with engineering teams to drive end-to-end project delivery on schedule.

Requirements

1. Bachelor's degree or above from an accredited university; majors in Computer Science, Finance, Economics, or related fields are preferred.
2. 3+ years of product management experience, including at least 2 years in payments, fintech, or cross-border finance, with familiarity in at least one of the following: acquiring, card issuing, bank accounts, digital wallets, or clearing and settlement.
3. Solid understanding of fund flows, information flows, and compliance frameworks in the payments industry, with the ability to explain the full transaction lifecycle from initiation to clearing and settlement.
4. Strong cross-functional capabilities, able to independently create prototypes, validate solutions, and design test cases.
5. Solid data analysis skills, with proficiency in SQL or mainstream BI and event-tracking analytics tools, and the ability to independently conduct funnel, retention, and user journey analysis.
6. Proficient in AI-assisted design and development tools (e.g., Codex, Claude), with experience building AI Agent workflows on at least one platform (e.g., Dify, Coze, n8n, Claude Code) and a working knowledge of prompt engineering.
7. Understanding of front-end implementation logic, enabling effective technical communication with engineering teams.
8. Strong logical thinking, communication and coordination skills, and a results-driven mindset.

Preferred Qualifications

1. Experience independently leading a product from 0 to 1 through full delivery.
2. Experience planning and launching AI products or AI Agent applications.
3. Background at a licensed payment institution, cross-border payment company, or card scheme.
4. Ability to use English as a working language.

What We Offer

• Ownership of core payment products serving 10,000+ enterprise clients worldwide
• Opportunity to shape AI-native product practices in a regulated fintech environment
• Competitive compensation and growth opportunities
• An international, fast-paced, and collaborative team