About the Role
To manage and perform credit processing activities related to personal financing collections, repayment monitoring, payment verification, collection reconciliation, delinquent account monitoring and collection reporting.
The role ensures that payment records are accurately updated, collections are reconciled against system records, salary deduction failures are identified, and appropriate follow-up actions are carried out to support collection targets and control the Non-Performing Loan (NPL) ratio.
Key Responsibilities
- Monitor financing repayments, overdue accounts and collection performance.
- Contact customers to follow up on outstanding payments and arrange repayment commitments.
- Verify and update repayment transactions, including salary deductions through ANGKASA/BPA and other payment channels.
- Perform collection reconciliation and resolve payment discrepancies.
- Monitor delinquent accounts, ageing and Non-Performing Loan (NPL) status.
- Prepare collection reports and assist with recovery follow-up actions.
- Ensure collection activities comply with company policies, procedures and applicable regulations.
Requirements
- Diploma or Bachelor’s Degree in Banking, Finance, Accounting, Business Administration or any related field.
- 2–3 years of experience in collection processing, credit operations, personal financing, payment reconciliation or credit recovery.
- Experience in cooperative financing, ANGKASA/BPA salary deductions or NPL account management is an added advantage.
- Proficient in Microsoft Excel, financing systems and reporting tools.
- Strong attention to detail in transaction processing and reporting skills.