- 3 SHENTON WAY Central Region (Singapore) Singapore
工作地点
职位描述
岗位职责
Role: System Analyst
Job Requisition Number: IS-96550
Job Level: > 10 yearsof relevant experience (L4)
Location: Singapore
Key Responsibilities:
Lead the technical analysis, microservices integration design, and end-to-end delivery of BI-FAST Request for Payment (RFP), e Mandate, and Direct Debit capabilities for Indonesia. This role requires strong engineering expertise in API standards, microservices orchestration, event-driven patterns, and reuse of existing platform components from previous projects.
1. Technical Delivery & Systems Analysis
Own BI-FAST RFP, e Mandate and Direct Debit delivery across requirements → solution design → integration → testing → rollout.
Produce engineering-ready specifications:
API specs (REST/JSON), Open API/Swagger definitions
Microservices interface contracts, event schemas, callback payloads
Sequence diagrams, state machines, mapping specs, errormodels
Define end-to-end orchestration flows for:
RFP initiation, acceptance, expiry, rejection
Mandate lifecycle events
Direct Debit presentment, validation, debit and return
Specify robust pre-processing logic:
Customer/account validation
Entitlement and authorisation checks
Funds availability
Fraud/AML/sanctions gating
Limits, thresholds, duplicate suppression
Idempotency, retry and timeout handling
2. API & Microservices Architecture
Define API and microservices designs using existing components from previous builds:
Payment initiation microservices
Validation & entitlement services
Fraud/AML adapters
Core banking and ledger integration patterns
Reuse existing:
API standards (naming conventions, response structures, error formats)
Security models (OAuth2/JWT, mTLS, signature validation)
Eventing patterns (Kafka topics, event schemas, DLQ handling)
Common libraries for logging, telemetry, utility functions
Ensure microservices follow the Bank’s engineering principles:
Loose coupling, clear domain boundaries
Async event-driven integration where applicable
High availability and horizontal scalability
Observability (structured logs, metrics, tracing)
3. User Journeys, Entitlements & Authorisation
Define user journeys for:
RFP initiation (corporate/merchant)
RFP acceptance (retail/corporate)
Mandate creation and management
Direct Debit debit and return flows
Align journeys with entitlements and auth rules:
Per-transaction and daily limits
Maker-checker workflows for corporates
Channel-specific access rights
Coordinate with channel teams to maintain parity across Mobile, Internet Banking, H2H and API Banking.
4. Integration & Platform Engineering
Design integration between:
Payment Hub / RFP Orchestrator
BI-FAST gateway
Mandate / Direct Debit engines
Core banking, ledger, AML, fraud
Use existing microservices blueprints for:
Error propagation and code mapping
Schema validation and transformation
Event lifecycle management
Callback patterns and async updates
5. Scheme, Regulatory & Risk Alignment
Translate BI-FAST RFP, e Mandate and Direct Debit scheme rules into:
Validation rules
Reason code mappings
Reversal/return workflows
Embed mandatory controls:
AML/CFT & sanctions
Fraud monitoring
Non-repudiation and evidence capture
TRM, cybersecurity and audit trail requirements
6. Testing, Deployment & Operational Readiness
Lead SIT/UAT/E2E test scenario design for:
RFP → acceptance → settlement flows
Mandate lifecycle
Direct Debit presentment/return/dispute cases
Timeouts, retries, negative tests
Work with Engineering & Ops to ensure:
Monitoring dashboards and alerts
Reconciliation and exception queues
Runbooks for replay, retry and operational fixes
Support scheme certification and phased deployment.
Success Measures
High-quality BI-FAST RFP, e Mandate and Direct Debit delivery with minimal defects.
Strong reuse of existing microservices, reducing build complexity and time-to-market.
High STP rates, stable performance and consistent low-latency behavior.
Clear, engineering-ready specifications enabling smooth developer adoption.
Strong governance alignment across Product, Engineering, Operations and Risk.
Key Requirements:
7–12 years in payment systems analysis with experience in RFP, e Mandate, Direct Debit, or similar.
Strong engineering/technical skills:
API design (REST/JSON, OpenAPI/Swagger)
Microservices architecture
Event-driven patterns (Kafka or equivalent)
State machine and sequence diagram modelling
HA/DR and low-latency systems
Experience integrating with AML, fraud, entitlements and ledger systems.
Ability to reuse and extend existing platform components and code frameworks.
Technical Skills:
Open API, Microservices
Java
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