Credit Documentation Review: Evaluate structural terms in Facility Agreements and Letters of Offer to ensure full alignment with approved credit decisions.
System Integrity Management: Input and configure critical credit covenants into the bank’s loan organisation system with zero margin for error.
ESG & Sustainability Monitoring: Onboard and track specialized documentation for sustainability-linked financing and green loans.
Covenant Compliance Control: Conduct routine compliance audits across financial metrics, time-stamped deadlines, and security-based covenants.
Collateral Valuation: Perform regular mark-to-market (MTM) valuations on financial collateral (such as equities, bonds, or cash) to track portfolio exposure.
Credit Limit Adjustments: Trigger and execute system changes for limit adjustments based on collateral price fluctuations and margin requirements.
Risk Mitigation: Escalate covenant breaches, documentation discrepancies, and collateral shortfalls to Credit Risk and Relationship Managers.
Job Requirements & Qualifications
Education: Diploma or Bachelor’s degree in Finance, Banking, Business Administration, or a related discipline.
Experience: Proven track record in Credit Administration, Loan Operations, or Credit Control within a corporate or commercial bank.
Technical Knowledge: Deep understanding of wholesale banking products, corporate loan structures, and security/collateral documentation.
ESG Literacy: Familiarity with sustainability financing frameworks and specialized green lending covenants.
Analytical Skills: Strong ability to interpret complex legal credit agreements and financial data for system translation.
Systems Experience: Hands-on experience using institutional loan origination systems and market data terminals (e.g., Bloomberg, Reuters) for MTM checks.
Attention to Detail: Meticulous accuracy in data entry and data verification to prevent operational and credit losses.