全职 Credit Evaluation Executive 工作, 薪水, DCAP Commercial Federal Territory 公司招聘中 - Ricebowl

About us

At DCAP, we’ve been building AI-powered FinTech in Malaysia for 5 solid years—and now we’re scaling fast. We're backed by Khazanah Dana Impak and partnered with some of the most prestigious banks, driving real transformation across the SMEs businesses through our AI-powered platform, Lending-as-a-Service. If you’re looking toaccelerate your careerand gain real AI know-how with an ambitious team, this is your moment to shine!

By combining inclusive credit models with deep risk expertise, we enable smarter, fairer lending decisions at scale. Our data-driven, end-to-end credit engine strengthens partner growth while upholding ESG values — creating a future where more people can own, build, and thrive.

Ever wondered how AI adoption translates into real business cases and everyday impact? At DCAP, you’ll gain hands-on experience with AI applications that are reshaping the fintech landscape and making sure your career stays future relevant.

Our Culture

At DCAP, we embrace a "fail-fast" culture that encourages rapid testing of business scenarios. We value:

• Bold ideas and innovation.
• Continuous learning and adaptation.
• Viewing failure as a crucial part of growth and improvement.

Position Overview

We are looking for a Credit Evaluation Executive to join our team. In this role, you will be responsible for ensuring all applications for credit and financial products are thoroughly verified and assessed according to the company's credit policies and procedures.

What you’ll do:

• Verify the authenticity and accuracy of all documents and information provided by customers during the credit application process.
• Conduct credit checks and review credit reports to assess customers' creditworthiness.
• Evaluate the financial position of customers to determine their ability to repay credit.
• Ensure compliance with all relevant regulatory requirements and internal policies and procedures.
• Maintain accurate records of all verification activities and outcomes.
• Liaise with internal teams to ensure timely and effective communication of verification outcomes.
• Provide feedback to management on potential areas for improvement in the verification process.
• Maintain a high level of customer service and professionalism at all times.

Join us if you:

• A minimum of a Diploma or Bachelor's degree in Business Administration, Finance, Accounting or a related field.
• At least 1 year of experience in a similar role within a financial services environment.
• Sound knowledge of financial and credit-related products and services.
• Excellent analytical skills and attention to detail.
• Strong interpersonal and communication skills.
• Good computer skills, including proficiency in Microsoft Office.
• Ability to work effectively in a fast-paced, team-oriented environment.
• Fresh graduates are welcome to apply.

What we offer

At DCAP, we are committed to providing our employees with a rewarding and fulfilling work experience. In addition to a competitive salary, we offer a range of benefits, including:

• Comprehensive medical and dental coverage
• Min 16 days of Annual Leaves
• Opportunities for career advancement and professional development
• Make a real impact to financial inclusion
• Workplace accessible by public transport

If you’re curious about how AI adoption creates real business impact and want your career future-ready, we encourage you to apply now.

Job Type: Full-time

Benefits:

• Additional leave
• Maternity leave
• Opportunities for promotion
• Professional development

Application Question(s):

• What's your expected monthly basic salary?
• How much notice are you required to give your current employer?

Experience:

• Credit Evaluation: 1 year (Preferred)

Work Location: In person