SAINS Sarawak Information Systems Hiring! Full Time Risk Officer (Senior) in Sarawak - Ricebowl

SiliconNet Technologies Sdn. Bhd. (SNT) is looking for a Senior Risk Officer to lead and strengthen our enterprise risk management function as we continue to grow in digital wallet services, merchant acquiring services and upcoming card services.

This role is suitable for an experienced risk professional who is ready to take ownership of risk governance in a regulated fintech and payment services environment. You will work closely with Management, Board committees, regulators, and internal teams to ensure that business growth is supported by strong risk oversight, sound controls, and clear risk decision-making.

Roles & Responsibilities

Enterprise Risk Management Leadership
Lead the overall Enterprise Risk Management (ERM) framework, including risk governance structures, policies, procedures and risk management strategies. You will define and review the organisation’s risk appetite and tolerance limits to ensure they remain aligned with business objectives.

Risk Identification and Assessment
Lead enterprise-wide risk assessments to identify emerging risks across business, operations, technology and regulatory areas. You will review new business initiatives, products, partnerships, and digital services to assess their risk impact before implementation.

Risk Monitoring and Reporting
Develop and maintain risk monitoring mechanisms, Key Risk Indicators (KRIs), dashboards and reporting metrics. You will prepare and present risk reports to the Management Committee, Board Risk Management Committee and Board of Directors, and escalate material risks or breaches in a timely manner.

Policy and Governance Management
Develop, implement, and maintain key governance documents, including the Risk Management Policy, Risk Appetite Statement, and relevant risk frameworks such as credit risk, fraud risk and operational risk frameworks. You will ensure these documents remain aligned with regulatory expectations and industry best practices.

Regulatory and Compliance Support
Support SNT in maintaining compliance with evolving requirements from Bank Negara Malaysia, PayNet and PCI DSS. You will liaise with regulators and external stakeholders on risk-related matters and support regulatory reporting and submissions.

Operational Risk and Incident Management
Establish operational risk management methodologies, oversee incident reporting, and lead root cause analysis. You will monitor corrective and preventive actions to ensure risk issues are properly followed through until closure.

Strategic Risk Advisory
Act as a trusted risk advisor to senior management and Board members. You will provide clear and practical risk views on new products, partnerships, digital initiatives and business decisions.

Team Leadership and Risk Culture
Lead and mentor risk management team members. You will also build risk awareness across the organisation and promote accountability, ownership and responsible decision-making.

Minimum Requirements

Experience
Minimum 10 years of experience in financial services, fintech, payment systems or regulated institutions.

Education
Bachelor’s Degree in Finance, Risk Management, Accounting, Business, IT or related disciplines. An MBA will be an added advantage.

Professional Certification
Certification in one or more of the following areas is preferred:
Certified Enterprise Risk Manager, Certified Information System Auditor, Certified in Risk and Information Systems Control, or Professional Risk Manager.

Leadership Exposure
Minimum 3 years of experience in a risk management team leadership role.

Hands-on Experience
Strong practical experience in ERM implementation, risk governance, board and management reporting, and regulatory engagement.

Skills & Knowledge

Risk Management Expertise
Strong knowledge of Enterprise Risk Management, operational risk, credit risk, liquidity risk, fraud risk, compliance risk, cyber and technology risk, third-party risk and outsourcing risk.

Risk Framework and Monitoring
Able to establish risk appetite, conduct risk assessments, develop KRIs and control indicators, and prepare clear risk reports for senior stakeholders.

Regulatory Knowledge
Strong understanding of regulatory requirements in regulated industries, preferably within financial services, fintech or payment services.

Analytical Thinking
Able to perform quantitative and qualitative analysis, interpret data and trends, conduct scenario analysis and stress testing, and provide practical solutions to business risks.

Leadership and Stakeholder Management
Able to think strategically, make sound decisions, lead teams, manage change and conflict, and work effectively with senior management and external stakeholders.

Communication
Confident in board-level presentation, policy writing, paper writing, negotiation and influencing.

Behavioural Attributes

Strategic and Forward-Looking
Able to anticipate emerging risks and provide proactive strategies to support sustainable business growth.

Strong People Leadership
Able to guide, mentor and develop team members while building a collaborative and high-performance culture.

Constructive Challenge
Able to provide independent views, challenge decisions professionally, and recommend practical solutions.

Commercial Awareness
Understands business priorities and is able to align risk management with business objectives.

Integrity and Sound Judgement
Demonstrates professionalism, ethical judgment, and accountability in all decisions and actions.

Resilience Under Pressure
Able to remain calm, focused, and effective when handling uncertainty, change or urgent risk matters.

Clear Stakeholder Communication
Able to build trusted relationships and influence stakeholders at all levels.

Authority and Decision-Making

You will lead and coordinate risk management activities across assigned functional areas. This includes reviewing, assessing and recommending risk mitigation actions for business, operational and strategic matters.

You will also escalate material risk issues, control weaknesses and emerging threats to Management in a timely manner. Within approved authority and governance structures, you will support risk-related decision-making, recommend control improvements, and coordinate the follow-up and closure of risk action items with internal stakeholders and relevant functions.

Why Join SNT?

This role gives you the opportunity to shape risk governance in a growing digital payment environment. You will be involved in key areas such as digital wallet services, merchant acquiring, card services, fraud risk, settlement and credit risk, merchant onboarding, anti-money laundering, cyber and technology risk, supply chain risk and enterprise risk.

If you are a risk leader who wants to work closely with business, technology, regulators and senior decision-makers, this role offers strong exposure and meaningful responsibility.