Kiime Hiring! Work from Home Founding Engineer in , Earn up to SGD 10,000 - Ricebowl

KIIME -- Founding Engineer
Singapore · Full-time · Equity + Salary
*************

THE ROLE IN ONE SENTENCE

Build the V1 MVP yourself, then lead the engineering team to V2.

This is not a management role with occasional code review. In month one,
you write every line. By month eighteen, you lead a team of three. Build
first, lead second. If you need a team before you can ship, this is not
the role.

WHAT KIIME DOES

Kiime is a bank-agnostic treasury yield platform for Singapore's
globally-banked businesses. It connects to a business's existing bank
accounts across multiple providers via secure read-only OAuth, identifies
idle cash above a customer-defined floor balance, and routes it to
MAS-regulated yield instruments. Customers receive a daily earnings email
at 8am. Every second compounds.

No equivalent product exists for this customer segment in Singapore or
APAC. We are building it.

THE ROLE

You are the first engineer. For the first 8 to 10 weeks you work alone.
You make every architectural decision. You write every line that goes to
production. By month six a second engineer joins. By month twelve you
lead a team of three to four. The decisions you make in month one govern
how the platform holds up under MAS regulatory scrutiny in year three.

This is financial infrastructure, not a SaaS tool. The code you write
will eventually be reviewed by an MAS examiner, a customer's CFO, and an
auditor. The hard part is correctness, reliability, and compliance. Build
it accordingly.

WHAT YOU WILL BUILD

In Year 1, you ship the V1 platform: multi-bank OAuth connectivity across
Singapore and international business banking providers, an idle cash
detection algorithm, a yield instrument referral and transfer assistant,
corporate KYB and AML onboarding infrastructure, subscription billing,
and automated daily earnings communications. The platform goes live in
roughly three months. Paying customers follow.

In Year 2 and beyond, V2 is the licensed fund management phase. Kiime
will hold a CMS fund management licence and exercise discretionary
investment authority over customer treasury cash under signed Investment
Management Agreements. This requires materially more complex
infrastructure: automated fund routing to custodian, segregated customer
accounting, daily reconciliation, MAS regulatory reporting, and expanded
instrument coverage. You design V1 knowing V2 is 12 months away. The
data model, audit log schema, and infrastructure choices you make now
either make V2 tractable or not.

THE STACK

Frontend: React-based framework, TypeScript
Backend: Node.js, TypeScript
Database: PostgreSQL
Infrastructure: AWS ap-southeast-1 (Singapore, for PDPA data residency)
Integrations: Open banking APIs, KYB and AML platforms, billing and
communications infrastructure

The complexity here is not algorithmic. There is no blockchain in V1, no
distributed systems, no ML. The complexity is financial correctness,
regulatory compliance, and system reliability.

WHAT WE ARE LOOKING FOR

You need five or more years of production engineering experience, with a
meaningful portion of that in fintech, financial services, or a regulated
industry where code failures have real consequences. Strong TypeScript
across the full stack is required from day one. You must have shipped at
least one production financial product that real customers trust with
their money, with hands-on experience integrating financial and payments
APIs in production, including all the edge cases: token expiry, rate
limits, webhook reliability, and data reconciliation. AWS production
experience is required. You must be Singapore-based or willing to
relocate.

Experience in Singapore's regulatory environment (MAS, PDPA, PSA, SFA)
is a strong preference. So is prior work with open banking API providers
in APAC, corporate KYB and AML platform integration, and a background in
payments, treasury, or wealth management. Having built and scaled a small
engineering team of 2 to 6 people is also preferred.

On mindset, these are requirements, not preferences. You default to
precision over speed. You can work productively and make good decisions
alone. You communicate clearly in writing. You treat compliance as an
input to system design, not a feature bolted on later. You make decisions
and own them.

WHAT WE ARE NOT LOOKING FOR

We are not looking for a manager who reviews pull requests. You write
production code from week one.

We are not looking for someone who moves fast and breaks things.
Financial products do not have staging incidents. They have audit
findings.

We are not looking for a pure individual contributor who hands off at
scale. By month twelve, you lead a team.

We are not looking for someone who needs a large team to start. You will
work alone for the first two months. That is not a temporary
inconvenience. It is the job description for month one.

WHY JOIN

The honest reality: this is a pre-revenue startup and the product does
not exist yet. The founding director does not write code. MAS regulatory
requirements are a present constraint on every architectural choice. The
company may not succeed. If you are optimising for job security, this is
not the right place.

The compelling case: no equivalent product exists in Singapore or APAC
for this customer segment, which means genuine first-mover position and
real equity upside. Kiime has an active pre-engagement relationship with
the MAS FinTech Office. The product ships in weeks, not years. You own
the technical decisions with no interference. Compensation is competitive
(SGD 8,500 to 13,000 per month depending on profile) plus a meaningful
equity stake we will discuss directly, not bury in an offer letter.

HOW TO APPLY

We do not need a CV first. Send two things to ************* with the
subject line "Founding Engineer":

1. A note of 4 to 6 sentences on the most complex financial API
integration you have shipped in production. What did it do, what broke
before it worked, and what did you build differently because of the
financial or regulatory constraints? Specificity matters more than
polish.

2. A link to code you have written, ideally involving a financial product
or API integration. If you cannot share code publicly, describe the
architecture of one system you built: the inputs, the failure modes you
designed for, and one decision you would make differently today.

If both are compelling, we read the CV. If the CV is compelling, we have
a 30-minute call. No whiteboard test, no leetcode. We discuss what you
have built and what you would build at Kiime. That is the entire process.

Pay: Up to $10,000.00 per month

Benefits:

• Flexible schedule
• Promotion to permanent employee

Experience:

• production engineering: 5 years (Required)

Work Location: Hybrid remote in Singapore 059763