Job description
- Conduct comprehensive credit assessments and risk analysis for loan applicants.
- Review financial statements, cash flow projections, business plans, and collateral.
- Perform credit scoring, rating, and due diligence for SME and corporate clients.
- Prepare and present credit reports and recommendations to the credit committee.
- Monitor existing loan portfolios to ensure credit quality and identify warning signs.
- Coordinate with internal departments to ensure loan policies and procedures are followed.
- Provide recommendations to improve credit approval workflow and risk management practices.
Stay updated on industry trends, regulatory changes, and market conditions.
Desired Experience and Skills includes:
- Previous experience working in a bank or audit firm (minimum 2 years).
- Strong knowledge of credit underwriting principles and lending practices.
- Familiar with loan documentation, financial statement analysis, and credit scoring models.
- Proficiency in Lao and English language (reading, writing, speaking) is required.
- Strong analytical and problem-solving abilities.
- High attention to detail and accuracy.
- Excellent communication and reporting skills.
Qualification:
Finance, Accounting, Economics, Business Administration, Banking or related fields.
Working location:
Vientiane Capital, Lao PDR (with domestic and international travel).
Working time:
from Monday to Saturday morning, from 8am to 5pm.
Salary:
up to 1,500$
Report to owner.
job/cv/in/link
Job Type: Full-time
Work Location: In person