Commerze Capital Sdn Bhd
KL Trillion. Work-on-site
Commerze Capital Sdn Bhd is a leading factoring company committed to providing innovative financial solutions to businesses across various industries. We seek a highly motivated and analytical Credit Analyst to join our dynamic team. As a Credit Analyst, you will play a crucial role in assessing the creditworthiness of potential clients and managing risk effectively.
Responsibilities:
- Analyze financial statements, credit reports, and other relevant documents to assess the creditworthiness of potential clients.
- Conduct due diligence on new and existing clients, including background checks, site visits, and industry analysis.
- Prepare credit proposals and recommendations for management approval.
- Monitor the financial performance of existing clients and identify potential risks.
- Maintain accurate credit files and ensure compliance with internal policies and regulatory requirements.
- Contribute to the development and improvement of credit policies and procedures.
- Collaborate with the sales and marketing team to identify new business opportunities.
- Stay informed about industry trends and best practices in credit analysis.
Requirements:
- Bachelor's degree in Finance, Banking, Accounting, Economics, or a related field.
- Fresh Graduates are encouraged to apply!
- 1-3 years of experience in credit analysis, preferably in a factoring, project financing, or related financial institution.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Ability to work independently and as part of a team.
- Proficiency in Microsoft Office Suite.
Preferred Qualifications:
- Experience with factoring or any financing transactions.
- Knowledge of credit scoring models and risk management techniques.
- Familiarity with local regulatory requirements related to credit and finance.
Benefits:
- Competitive salary and benefits package.
- Opportunities for professional development and career growth.
- Dynamic work environment.