全职 Senior KYC Reviewer 工作, 薪水, Xionex Federal Territory 公司招聘中 - Ricebowl

About XIONEX

XIONEX is building X-One, an AI-native banking operations platform combining agentic AI, deterministic controls, human oversight and auditable workflows.

XIONEX also operates as an AI-native company: agents perform the work they can perform; humans remain accountable for review, judgement and final decisions.

We intend to apply this model not only within X-One, but also across our internal operations, including finance, HR, procurement, marketing, sales and other recurring business processes.

Job Summary

The Senior KYC Reviewer is responsible for conducting comprehensive Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) reviews for high-risk and complex customer relationships. The role ensures compliance with regulatory requirements, Anti-Money Laundering (AML) standards, and internal policies while providing guidance on KYC-related matters and supporting quality assurance activities.

Key Responsibilities

·      Perform end-to-end KYC reviews for individual, corporate, institutional, and high-risk customers.

·      Conduct periodic reviews, trigger event reviews, and remediation activities in accordance with regulatory requirements.

·      Review and assess complex ownership structures, source of wealth, and source of funds documentation.

·      Perform customer risk assessments and determine appropriate due diligence requirements.

·      Conduct sanctions, PEP, adverse media, and watchlist screening reviews.

·      Identify potential AML, sanctions, and reputational risks and escalate concerns where necessary.

·      Provide review and approval support for KYC cases completed by junior analysts.

·      Ensure all KYC documentation and records are complete, accurate, and maintained within regulatory timelines.

·      Liaise with Compliance, Relationship Managers, Operations, and other stakeholders to resolve KYC-related issues.

·      Support regulatory audits, internal audits, and compliance reviews.

·      Contribute to process improvements, policy implementation, and KYC remediation initiatives.

·      Provide guidance and coaching to junior team members on KYC requirements and best practices.

Education

Bachelor's Degree in Banking, Finance, Business Administration, Economics, Law, or related disciplines.

Experience

·      Minimum 7 years of experience in KYC, AML, Financial Crime Compliance, or Client Onboarding within the banking or financial services industry.

·      Experience handling high-risk clients, complex entity structures, and enhanced due diligence reviews.

·      Familiarity with corporate and institutional banking environments is preferred.

·      Knowledge & Skills

·      Strong knowledge of AML, KYC, CDD, EDD, sanctions, and regulatory requirements.

·      Understanding of beneficial ownership, corporate structures, and customer risk assessment methodologies.

·      Strong analytical and investigative skills.

·      Excellent attention to detail and risk identification capabilities.

·      Ability to make sound risk-based decisions.

·      Strong stakeholder management and communication skills.

·      Ability to work independently and handle multiple priorities within tight deadlines.

What We Offer

• Permanent full-time employment.
• Hybrid working in Kuala Lumpur.
• Direct collaboration with founders, architects and banking-domain specialists.
• 13% employer EPF contribution.
• Medical benefits and role-dependent annual leave.
• The opportunity to build applied agentic AI for both regulated banking operations and the AI-native company behind them.