SHENMA Credit Sdn Bhd (SHENMA) is a consumer durable products financing provider in Malaysia, for our community. SHENMA is posed to provide the local community credit to improve their basic lifestyle through affordable and versatile instalment plan. The driving force behind SHENMA business, is a group of people with vast experience in consumer durable products financing and financing technology, committed to deliver to our community the best alternative in products financing solution.,Being a customer experience centric business entity, your banking journey is set to be seamless, simplicity and easy access.,For more information, please visit www.shenmacredit.com.my.

包容性和多样性,：拥抱多样化的员工队伍，重视不同的观点和背景。,合作,：培养鼓励团队合作的协作环境。,创新,：提倡持续改进和创造性思维的文化。,工作与生活平衡,：通过灵活的工作安排优先考虑员工的福祉。,职业发展,：通过培训和技能发展机会支持员工的成长。,有竞争力的薪酬,：提供有竞争力的薪酬，以吸引和留住顶尖人才。,健康与福利,：优先考虑员工的健康，提供全面的健康计划。,职业晋升,：提供公司内部的职业发展和晋升机会。,员工折扣,：享有我们所融资的产品和服务的专属折扣。,认可与奖励,：表彰和奖励优秀的表现和贡献。

我们是一家持牌的正规公司，在马来西亚经营了10年。我们为能为 5000 多位满意的客户提供全面的解决方案而感到自豪。我们是家具有房屋及地方政府授权的正规合法贷款公司。我们已获得了根据1951年贷款者法令下所发出的贷款执照。,我们专业团队将为您提供各种贷款服务，来满足您不限于商业交易方案及符合个性化的贷款需求。我们的业务运行以坚守法律为基准来确保我们的专业和效率。,我们将对客户的个人资料保密，在未经您的同意下，我们决不向第三者透露您的个人资料。对我们的公司而言，您的信任和隐私是最重要的。

倡导协作，促进团队合作与创新。 ,致力于多元化，营造包容的工作环境。 ,强调持续学习与职业发展。 ,诚信、透明和道德行为是运营的核心。 ,支持工作与生活的平衡，关注员工福祉。 ,EPF（雇员公积金）,SOCSO（雇员社会保障机构）,医疗索赔,年假,牙医索赔,停车补贴,贷款

JOSH M had been in the industry since 2010, comprises of 20 personnel, serve more than 500 clients under our profile, local and oversea. We handle a variety of industries ranging from manufacturing, trading, information technology, fund house as well as service-related industries. HQ located in Kuala Lumpur with 3 branch offices in Johor Bahru, Labuan and Singapore.,We don’t only stop there; we also have 1 representative office in Kota Kinabalu. We had been in the industry since 2010 and throughout the period we had expanded our business to include solutions such as Financial & Strategic Management, Business Process Management, Company Secretarial, Financial Accounting and Bookkeeping, Financial Audit (via our affiliated firms), Corporate Taxation, Payroll Management and Business Support Services to non-listed companies, private companies and multi-national corporations.

独特的全面财务规划体验，结合寿险、一般保险、单位信托和遗嘱书写服务,一站式服务中心，方便快捷，无需与多名代理人接洽,为每位客户量身定制专属方案,由专业客服团队提供支持,已赢得许多客户的信任与好评,成就,值得信赖,积极进取,创新,尊重他人,表达清晰,持续学习

石油与天然气,制造业,物流及运输,采矿与采石业,农业,电信与科技行业,提供、管理与安置 临时员工、合约员工与正式员工,服务覆盖高管职位与非高管职位,根据企业需求量身定制招聘与人力资源管理方案,提供 准确、安全、保密 的薪资管理,完全符合马来西亚劳工法与法律要求,提升效率并减少企业的人力行政负担,诚信（Integrity）, — 在所有合作中保持透明、诚实与责任感,热忱（Passion）, — 以积极态度提供最优质的服务,专业（Professionalism）, — 在每个项目中坚持高标准的执行力,保密（Confidentiality）, — 严格保护客户与员工的隐私与资料,亲和（Cordiality）, — 以尊重与开放沟通建立长期合作关系,可信赖的行业经验,：服务各大领先企业，具备稳健的成功案例,完整的人力资源解决方案,：从招聘、员工管理到薪资外包一站式服务,灵活的服务模式,：可根据项目规模、时长与行业需求进行定制,专业团队支援,：拥有丰富 HR 与行业经验的团队,覆盖全马,：具备在全国范围内支持客户业务的能力