INFOGAIN SOLUTIONS PTE. LIMITED Hiring! Full Time Functional Business Analyst IS-TBC in Central Region (Singapore), Earn up to SGD 8,000 - Ricebowl

Role: Functional Business Analyst

Job Requisition Number: IS-TBC

Job Level: >6-10 years of Relevant Experience (L3/L4)

Location: Singapore

Key Responsibilities:

1. Business Analysis &Requirements Management

·        Lead requirements elicitation workshops with Product Owners, Business Stakeholders, Operations, Compliance, Risk, and Technology teams.

·        Analyse, document, and validate business, functional, and non-functional requirements for Stable coin and Digital Asset initiatives.

·        Produce BRDs, Functional Specifications, User Stories, Use Cases, Process Flows, and Acceptance Criteria.

·        Perform gap analysis between current-state ("As-Is") and future-state("To-Be") processes.

·        Manage requirement traceability throughout the SDLC lifecycle.

·        Identify and manage requirement risks, dependencies, assumptions, and scope changes.

2. Stable coin & Digital Asset Domain Analysis

·        Define and document end-to-end stable coin journeys including:

·        Pay /Transfer

·        Receive/ Collection

·        Fiat ↔Stable coin Conversion

·        Wallet Management

·        Wallet Payee Management

·        Onboarding/ Offboarding

·        Reconciliation& Reporting

·        Analyse impacts to digital channels including internet banking, APIs, Host-to-Host(H2H), and mobile platforms.

·        Document business rules for wallet operations, transaction lifecycle, settlement, limits, fees, and exception handling.

·        Support future digital asset initiatives including tokenised deposits, CBDC, and programmable settlement capabilities.

3. Corporate Channel & Entitlement Framework

·        Define and maintain corporate channel entitlement models covering:

·        User Roles

·        RBAC Frameworks

·        Maker-Checker Approvals

·        Transaction Limits

·        Authorization Matrix

·        Wallet and Account Entitlements

·        Ensure stable coin services are integrated into existing corporate banking security andapproval frameworks.

·        Work closely with channel teams to define onboarding, subscription packages, and access controls.

4. Regulatory, Compliance & Risk Requirements

·        Collaborate with Compliance, AML, Fraud, and Risk teams to define controls for:

·        KYC/CDD

·        AML Monitoring

·        Sanctions Screening

·        Travel Rule Compliance

·        Wallet Screening

·        Transaction Monitoring

·        Audit and Reporting Requirements

·        Ensure regulatory obligations are embedded into requirements and solution design.

·        Support reviews related to MAS regulations and cross-border digital asset controls.

5. Stakeholder & Delivery Management

·        Serve as the bridge between Business, Product, Technology, Architecture, Operations, and Testing teams.

·        Facilitate requirement walkthroughs and solution discussions.

·        Support Agile ceremonies including grooming, sprint planning, backlog refinement, andUAT readiness.

·        Drive issue resolution and requirement clarifications throughout delivery.

6. Testing & Implementation Support

·        Translate business requirements into test scenarios and test cases.

·        Support SIT, UAT, and Production Validation testing.

·        Review defects and determine whether issues are defects, change requests, or enhancement opportunities.

·        Support implementation, rollout planning, and post-production stabilization

Key Requirements:

Experience

·        8–12years of Functional Business Analysis experience in Banking or Financial Services.

·        Minimum5 years in Transaction Banking, Payments, Cash Management, or Corporate Banking Channels.

·        Proven experience delivering large-scale digital transformation initiatives.

Stable coin / Digital Asset Knowledge

Strong understanding of:

·        Stable coins

·        Blockchain Fundamentals

·        Wallet Concepts

·        Digital Asset Custody

·        Tokenised Money

·        Tokenised Deposits

·        CBDC Ecosystem

·        Experience supporting Stable coin, Blockchain, Digital Asset, or Distributed Ledger Technology (DLT) initiatives.

·        Understanding of wallet-to-wallet transfers, digital asset settlement, and on-ramp/off-ramp models.

Corporate Banking Channels

Strong knowledge of:

·        Corporate Internet Banking

·        Entitlements& RBAC

·        Authorization Matrix

·        User Administration

·        Bulk Payments

·        H2HIntegrations

·        API Banking

·        Cash Management

·        Payment Domain Knowledge

·        Strong understanding of:

·        Cross-border Payments

·        RTGS

·        SWIFT

·        ISO20022

·        ACH

·        Reconciliation

·        Settlement Processes

·        Knowledge of digital settlement and programmable payment concepts.

Business Analysis Skills

Expert in:

·        BRD /FRD Preparation

·        User Stories

·        BPMN/ Process Modelling

·        Requirement Traceability

·        Impact Assessment

·        Gap Analysis

·        Stakeholder Management

·        Experience with Agile delivery using JIRA and Confluence.

Preferred / Good-To-Have Skills

·        Exposure to SWIFT Digital Ledger initiatives.

·        Experience with Stable coin products such as USDC, tokenised deposits, or institutional digital asset platforms.

·        Knowledge of blockchain networks such as Ripple, Ethereum, Hyperledger, or Polygon.

·        Understanding of smart contracts and programmable settlement.

·        Familiarity with Travel Rule, wallet address validation, and blockchain analytics solutions.

·        Experience working with Compliance, Fraud, AML, and Risk teams on digital asset initiatives.

Personal Qualities:

·        Articulate well. Clarity in analysing and writing business requirements

·        Not an order taker, able to push back complex build needs and offer alternate solutions

·        A great team player. Collaborate and communicate well with the other BAs

·        Strong analytical and problem-solving skills

·        Strong presentation and meeting skills

·        Proactive and has initiative to thrive in a fast-paced environment to deliver and meet deadlines

Highly resourceful and self-motivated

Technical Skills:

·        Stable coin/ Digital Assets / Tokenised Money

·        Corporate Banking Channels & Payments

·        Entitlement Frameworks & Access Management

Please forward your resume in MS word format to *************