全职 Credit Risk Analyst 工作, 薪水, RiDiK (a Subsidiary Of CLPS. Nasdaq: CLPS) Federal Territory 公司招聘中 - Ricebowl

Job Summary

We’re looking for a Credit Risk Operations Analyst to support our team in Kuala Lumpur. This role offers the opportunity to work on meaningful projects, collaborate with talented colleagues, and contribute to the success of a growing company. If you’re someone who takes initiative, values continuous learning, and thrives in a collaborative setting, we’d love to hear from you.

The Role:

As an Associate, Credit Risk Operations, you will be conducting credit risk reviews of clients within a team environment, with a focus on the ongoing monitoring of clientele and written-off portfolio management. The team works collaboratively with clients, business development teams, risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk.

Responsibilities:

• Experience in commercial accounts receivable recovery (AR finance knowledge). Able to secure payments/loans back from outstanding invoices to maintain healthy cash flow in Businesses.
• Assess clients’ credibility in both onboarding and monitoring workflows, by verifying and analyzing business information and financial statements.
• Reconcile billing statements, handle client queries, and manage payment disputes for commercial clients.
• Review business financial statements and cash flow data to understand the root cause of the payment delay.
• Counterparty credit reviews for banks and other non bank financial institutions
• Work closely with our data analytics team to build our counterparty monitoring dashboards and reports.
• Evaluation of financial data, such as balance sheets and income statements to determine the level of default risk
• Proactively identifies issues, irregularities and emerging risks, takes swift action to resolve or timely escalate if necessary

Qualifications:

• Bachelor's degree or above, more than 3 years in a high complexity Finance environment; With knowledge of bad debt collections, credit underwriting and financial statement analysis.
• Language: English and Mandarin/Cantonese is required to handle businesses with mainland China personnel.
• Able to work in fast-paced environment and adapt fast in the new processes.
• Strong communication and presentation skills; ability to communicate and help non-experts understand applicable requirements .
• Negotiation skills necessary to collect back unresolved outstanding payments
• Maintain of client relationship management skills is required.
• Be a team player, with strong interpersonal and communication skills, both written and verbal.

About CLPS RiDiK

RiDiK is a global technology solutions provider and a subsidiary of CLPS Incorporation (NASDAQ: CLPS), delivering cutting-edge end-to-end services across banking, wealth management, and e-commerce. With deep expertise in AI, cloud, big data, and blockchain, we support clients across Asia, North America, and the Middle East in driving digital transformation and achieving sustainable growth. Operating from regional hubs in 10 countries and backed by a global delivery network, we combine local insight with technical excellence to deliver real, measurable impact. Join RiDiK and be part of an innovative, fast-growing team shaping the future of technology across industries.