Full Time VP - Credit (Securitization-Private Credit) Jobs, in Charterhouse Partnership | Asia - Ricebowl

A reputable and established international bank is urgently looking for a VP/Director - Credit (Securitization/Private Credit) in their Singapore office. The coverage will span across Southeast Asia South Asia, Korea and Taiwan. No WORK VISA SPONSORSHIP IS PROVIDED!

• New, additional headcount
• Credit analysis or credit review experience
• Securitization/Private Credit Transactions experience preferred
• Analytical, smart, financial modelling, cash flow analysis skill

Main responsibilities:-

• Review and assess various types of credit applications independently, mainly in securitization deals with financial models / modelling cash flows to undertake financial analysis, and any other similar types of business submitted by business units;
• Prepare concise executive summary to seek approval from relevant authorities.
• Set action plan for credits likely to deteriorate in order to minimize credit costs.
• To manage and maintain the accuracy of registration of credit monitoring system and client database, and to instruct business units to modify data if necessary.
• Involve in documentation negotiation in order to ensure that documentation is aligned to credit approvals
• Carry out credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.
• To monitor and proactively control credit exposures for increased concern on concentration risks, in cooperation with other relevant teams / departments
• Support development the credit risk taking guideline and framework including but not limited to grading methodology and portfolio management for the private credit business in collaboration with the relevant departments.
• Discuss direction of potential deals with business units following credit policy and credit risk appetite.
• No approval authority will be given initially, but will be considered in future depending on performance and experience.

Main requirements : -

• Good Bachelor's degree from a recognized University; with experience in securitization finance, financial analysis, credit risk management.
• 7-10 years’ experience in credit analysis / credit approval department in banking is essential.
• Credit analysis for structured credit and related business is highly preferred.
• Strong credit analysis and due diligence skills, and able to prepare clear and concise credit recommendations.
• High level ability to understand and interpret financial statements and conduct financial modelling.
• Strong organizing and planning skills, team player, analytical, mature
• Good communication skills (written and spoken), meticulous and confident