KREDIT RAKYAT Hiring! Full Time Personal Financing Consultant in Selangor, Earn up to MYR 3,500 - Ricebowl

Personal Financing Consultant

Location: Kelana Jaya, Selangor
Employment Type: Full-Time
Basic Salary: RM2,500 – RM3,500 (Based on experience)
Plus: Attractive Commission + Performance Incentives

Build Your Career. Build Your Client Portfolio. Build Your Success.

Kredit Rakyat is a fast-growing financial services company dedicated to helping customers find suitable personal financing solutions through a professional, transparent, and customer-focused approach.

We are looking for ambitious, self-motivated individuals who enjoy building relationships, creating business opportunities, and achieving exceptional sales results.

If you are driven by performance, enjoy meeting new people, and want an opportunity with uncapped earning potential, we’d love to meet you.

Your Responsibilities

As a Personal Financing Consultant, you will:

• Build and grow your own customer portfolio through networking, referrals, social media, prospecting, and business development activities.
• Identify customers’ financial needs and recommend suitable personal financing solutions.
• Guide customers throughout the application process while delivering a professional customer experience.
• Develop long-term customer relationships that generate repeat business and referrals.
• Achieve individual monthly sales and performance targets.
• Maintain accurate customer records using the company’s CRM system.
• Work closely with the processing and operations team to ensure smooth application processing.
• Ensure compliance with company policies, industry regulations, and ethical sales practices.

What We Provide

While you will be responsible for generating your own business opportunities, we’ll provide the support and tools you need to maximise your success.

You’ll receive:

• Competitive basic salary.
• Attractive commission structure.
• Monthly performance incentives.
• EPF, SOCSO & EIS.
• AI-powered eligibility and sales tools.
• CRM system and sales support.
• Cold-calling database.
• Marketing materials and sales resources.
• Comprehensive product and sales training.
• Dedicated processing and customer support team.
• Clear career progression opportunities.

Who We’re Looking For

We’re looking for individuals who:

• Possess at least a Diploma or Bachelor’s Degree in any discipline.
• Have a passion for sales and achieving targets.
• Enjoy meeting people and building long-term relationships.
• Are self-motivated, proactive, and disciplined.
• Have strong communication, negotiation, and closing skills.
• Can work independently while contributing positively to a team environment.
• Demonstrate professionalism, integrity, and a customer-first mindset.

Experience in banking, personal financing, insurance, property, automotive, telecommunications, or other sales-related industries will be an added advantage.

Fresh graduates with a strong interest in sales are also encouraged to apply.

Why Join Kredit Rakyat?

• Attractive basic salary with uncapped earning potential.
• Performance-driven commission and incentive programme.
• Opportunity to build your own client portfolio.
• AI-powered technology designed to improve your productivity.
• Continuous sales coaching and professional development.
• Supportive leadership and collaborative team culture.
• Fast-growing company with excellent career advancement opportunities.
• Opportunity to progress into Senior Consultant, Team Leader, Sales Manager, and Regional Sales roles.

Who Will Thrive Here?

This role is ideal for individuals who don’t wait for opportunities—they create them.

If you enjoy networking, building relationships, asking for referrals, creating business through your own initiative, and taking ownership of your success, you’ll fit right in.

If you’re looking for a role where customers are assigned to you every day, this may not be the right opportunity.

Ready to Build Your Future?

If you’re ambitious, customer-focused, and ready to build a rewarding career in the financial services industry, we’d love to hear from you.

Apply today and become part of the Kredit Rakyat team.

Pay: RM2,500.00 - RM3,500.00 per month

Benefits:

• Dental insurance
• Health insurance
• Maternity leave
• Meal provided
• Opportunities for promotion
• Parental leave
• Professional development

Work Location: In person