- Hong Kong Hong Kong
Mox Bank Hiring! Full Time Credit Risk Analyst in Hong Kong - Ricebowl
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Description
About Mox
Mox is built by and for the ones who aspire to live life to the fullest – we call them Generation Mox! The name Mox reflects the endless opportunities we can create, - Mobile eXperience; Money eXperience; Money X (multiplier), eXponential growth, eXploration… it’s all up for us to define together.
Why Mox
Mox helps you grow – your money, your world, your possibilities. We equip you with the financial management tools, information and insights you need to make your dreams, big or small, come true. Everything at Mox – from our products, features, to rewards – is designed based on customer research, tailor made for your needs. We care about what customers care about, especially in data security and privacy. Data ethics is core to everyone here at Mox. Mox rewards you with an array of banking and lifestyle benefits.
Together we create a new standard in banking. We are always looking for awesome people who can work with us on this adventurous journey!
What we are looking for?
We are seeking a Credit Risk Analyst to support data-driven analysis, portfolio management, and credit policy refinement.
Responsibilities
Analyze business data to inform credit risk decisions and identify areas for improvement- Develop and maintain key risk performance metrics (e.g., delinquency ratios, loss ratios) and provide insights to stakeholders
- Perform credit portfolio analysis and prepare periodic and ad-hoc risk reports
- Assist in refining credit policies and procedures to ensure alignment with risk appetite, business objectives and regulatory requirements
- Understand and interpret ECL (Expected Credit Loss) models to inform credit risk provisioning and capital allocation decisions
- Analyze scorecard performance and propose in-use strategies on new acquisition and portfolio management
- Collaborate with stakeholders to drive data-driven decision-making and business growth
- Develop and maintain credit risk projection models to forecast future credit losses and identify potential risk areas
- Collaborate with data engineer in developing dashboards/MI automation
Requirements
Bachelor Degree of Business Analytics, Data Analytics, Statistics, Mathematics related- Strong analytical skills, with proficiency in data analysis tools (e.g., SQL, Python) and MI tools (e.g., Tableau)
- Experience with portfolio management MI
- Excellent interpersonal and communication skills, with the ability to collaborate with stakeholders
- Strong business acumen, with the ability to assess risk and return
- Fresh University Graduates will also be considered
About Mox Bank
Mox is built by and for the ones who aspire to live life to the fullest – we call them Generation Mox! The name Mox reflects the endless opportunities we can create, - Mobile eXperience; Money eXperience; Money X (multiplier), eXponential growth, eXploration… it’s all up for us to define together.
Why Mox
Mox helps you grow – your money, your world, your possibilities. We equip you with the financial management tools, information and insights you need to make your dreams, big or small, come true. Everything at Mox – from our products, features, to rewards – is designed based on customer research, tailor made for your needs. We care about what customers care about, especially in data security and privacy. Data ethics is core to everyone here at Mox.
Mox rewards you with an array of banking and lifestyle benefits.
All personal data provided by applicants will be used for recruitment and other employment-related purposes only. Personal data of unsuccessful applicants will be erased within 24 months of rejection of the applicant’s application.
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