- Singapore
Monee Hiring! Full Time Risk Analyst - Risk Strategy - Analytics - Credit in - Ricebowl
Working Location
Job Description
Responsibilities
Job Description
- Design and optimize data-driven credit related strategies for consumer and SME loans, including anti-fraud, collection, and risk policies.
- Evaluate the creditworthiness of new applicants and monitor the life-time financial performance of existing customers.
- Conduct data analysis on risk exposure and profitability to identify opportunities for product and strategy improvement. Provide credit risk insights and recommendations to internal teams and stakeholders.
- Develop and track key indicators to detect fraudulent activities and optimize risk strategies to control the risk
- Work with internal Product and Data Science team to ensure that the credit risk strategies are implemented accurately
- Assess business operations and market trends to enhance competitive positioning.
- Bachelor’s degree in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, or related fields.
- Strong analytical skills and experience in data management.
- Proficiency in SQL, Python, Excel, PPT.
- Ability to navigate ambiguity, develop testable hypotheses, and drive actionable outcomes.
- Strong attention to detail and ability to identify data inconsistencies.
- Effective communication skills to present complex insights to technical and business stakeholders.
- Prior experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting, or Credit Ratings is a plus.
Important Information
Never provide your bank or credit card details when applying for jobs. Do not transfer any money or complete unrelated online surveys. If you see something suspicious, Report this Job ad.
Learn More