Binance Hiring! Full Time Java Backend Engineer – Fiat Payment Channels in - Ricebowl

We are looking for a skilled Java Backend Engineer to join our Fiat Payments team. You will be responsible for integrating and maintaining banking and card payment channels across multiple markets, building the infrastructure that connects our platform to global financial networks.

Responsibilities

• Design and develop integrations with banks, card networks (Visa/Mastercard), and payment service providers
• Build and maintain high-availability, high-concurrency payment processing systems
• Develop core payment modules including channel routing, clearing, reconciliation, and settlement
• Collaborate with cross-functional teams (product, risk, compliance) to deliver reliable payment solutions
• Participate in code reviews, system design discussions, and technical troubleshooting
• Continuously optimize system performance, stability, and scalability
  
  

Requirements

• 3–5 years of Java backend development experience
• Proficiency in Spring Boot, MyBatis, and common distributed system components (Redis, MQ, etc.)
• Experience integrating with third-party payment channels, banking APIs, or card payment systems
• Understanding of payment flows: authorization, clearing, settlement, reconciliation
• Fluency in English is required to be able to coordinate with overseas partners and stakeholders. Additional languages would be an advantage.
• Experience at fintech platforms is a strong plus
• Experience with high-concurrency, high-availability distributed system design
  
  

Nice to Have

• Experience with Visa/Mastercard acquiring or card issuing systems
• Knowledge of PCI-DSS or financial compliance standards
• Crypto industry background
  
  

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.