Cashku Hiring! Full Time Backend Engineer (Go) in Federal Territory - Ricebowl

About Cashku

Cashku (Advisonomics Sdn Bhd) is a regulated Malaysian Fintech — an AI-powered investment advisory platform and brand designed to make wealth management accessible to every Malaysian. We combine cutting-edge AI with deep local market knowledge to help users navigate various save & invest products and financial goal planning.

Under the Cashku brand, our products include a consumer mobile app (Flutter) serving everyday investors and an enterprise operations platform (Go/Next.js) powering fund order management, NAV reconciliation, and regulatory compliance for the institutional side. We are currently building multiple AI-powered features across conversational advisory, fund intelligence, portfolio management, and more.

Our engineering culture values clean architecture, design system discipline, and responsible AI practices.

The Role 

You will own and extend our investment platform: the backend powering Cashku’s fund order management, NAV reconciliation, AI-powered compliance workflows, and enterprise integrations. You’ll design and build RESTful APIs that serve both the Flutter mobile app and the Next.js operations portal, integrate with multiple Unit Trust Management Companies (UTMCs), and implement human-in-the-loop AI approval workflows. 

The platform is built in Go. We value backend depth over any single language — if you come from another typed, statically compiled language and are excited to work in Go, we’ll support your ramp-up. 

What You’ll Do 

• Design and build RESTful APIs in Go (Gin) serving both mobile and web consumers, including endpoints for AI features — conversational advisory context, fund comparison, portfolio health scoring, performance attribution, and smart alerts. 
• Build and maintain integrations with multiple UTMCs for automated NAV price fetching and fund order processing. 
• Implement the human-in-the-loop workflow engine — from AI analysis to task creation, human review, and execution. 
• Develop the compliance reporting pipeline (Suspicious Transaction Reports, Anti-Money-Laundering, quarterly regulatory filings) with a complete audit trail. 
• Design database schemas for orders, funds, investors, holdings, AI tasks, and reconciliation records. 
• Implement role-based access control (RBAC) and OAuth 2.0 / OIDC authorization with Microsoft Entra ID, including JWT token management. 
• Uphold security and auditability standards — TLS 1.3, AES-256 encryption at rest, structured logging, and complete audit trails (supporting our SOC 2 Type II posture). 

What We’re Looking For 

• 5+ years building production backend services and high-traffic APIs in a typed, statically compiled language — Go, Java, Rust, C#, or TypeScript. (Go experience is a plus; willingness to make Go your primary language is expected.) 
• Deep PostgreSQL expertise: schema design, query optimisation, migrations, and connection pooling. 
• Experience integrating third-party APIs in regulated or financial contexts (payment gateways, fund platforms, banking APIs). 
• Hands-on OAuth 2.0 / OIDC and JWT authorization — implementation, not just consumption. 
• AWS infrastructure experience (EC2, RDS, S3). 
• A demonstrated ability to design for auditability: structured logging, encryption at rest and in transit, and access control. 

Nice to Have 

• Experience in fintech, capital markets, or fund management platforms. 
• Knowledge of Malaysian financial regulations (Securities Commission Malaysia, AML/CFT requirements). 
• Experience with Amazon Bedrock or other managed AI/ML services for backend integration. 
• Familiarity with reconciliation systems, NAV pricing workflows, or UTMC / fund-manager integration protocols. 
• Familiarity with Next.js / React for understanding frontend API consumption patterns. 

Our Tech Stack 

• Go 1.21+ with the Gin framework and the pgx PostgreSQL driver 
• PostgreSQL 15 for relational data and schema migrations 
• Microsoft Entra ID for OAuth 2.0 / OIDC / JWT authentication 
• AWS (EC2, RDS, S3) and Azure App Service for hosting and deployment 
• Amazon Bedrock for AI capabilities 
• Next.js / React / Tailwind CSS (operations portal frontend) 
• CI/CD pipelines, Docker, and infrastructure-as-code 

Why Cashku 

• Help build one of the first licensed AI-native wealth management platforms in Malaysia, and contribute to the mission of empowering every Malaysian toward financial freedom. 
• Direct ownership of systems that touch real money, real compliance, and real users. 
• Small team, large surface area — your architectural decisions define how the platform runs at scale.