ARAB BANKING CORPORATION (B.S.C) Singapore Branch Hiring! Full Time Credit Analyst in , Earn up to SGD 7,500 - Ricebowl

Job Holder is primarily responsible for delivering credit support solutions to the Corporate Banking coverage team. Specifically, assist line manager / unit in the core deliverables of Client Credit Management by:

• Creating credit spreads and calculations on financial statements and related information for new to bank and existing clients using relevant systems and software.

• Performing comprehensive analysis of new credit requests, credit change requests, renewals and annual reviews in co-ordination with the Senior Relationship Manager in the Front Office.

• Developing in-depth knowledge of the sector they are supporting.

• Preparation of various types of Credit Applications and related summary term sheets.

• Raising of waiver requests stemming from deviations to bank policies, standards and procedures (e.g., Wholesale Banking Policy, Credit Policy and standards, Credit/ Legal Documentation Policy etc.) approved conditions and covenants (includes conditions precedent and subsequent).

• Earmarking of limits and subsequent reinstatement or lapsing (as appropriate)

• Structuring of credit facilities and related transactions.

• Building and maintaining a portfolio-wide database to capture the day-to-day management of Approval conditions and agreed covenants.

• Tracking and reporting of all unit related deliverables, KPI’s and KRI’s

• Ensuring Facility and Security documentation are prepared in accordance with credit approvals, Credit/Legal Documentation policy and Department procedures.

• Ensuring follow-up and satisfaction of conditions precedent and subsequent to facility utilization.

• Tracking and reporting the status of conditions precedent and subsequent documents and highlight exceptions to line manager.

• Preparation of periodic reports as well as any MI reports for the department.
  

Job Requirement

• Good understanding of Wholesale banking products.

• Good knowledge and understanding of Credit, AML and Operations management.

• Fair working knowledge of Loan Documentation, Syndication Loan Structures, Commercial Contracts, Trade Finance, Credit Risk, KYC and Banking terminology including standard loan covenants.

• Good background in performing credit analysis of Corporations.

Solid computer skills with capability to use spread sheets, graphic and presentation packages to review and create professional materials

Experience
Minimum of 3-5 years’ experience in a similar function, credit or audit with large regional or global financial institution(s)