jobs in IDEMIA

Full Time Credit Analyst Jobs, in IDEMIA Kuala Lumpur - Ricebowl

Credit Analyst

IDEMIA

Undisclosed

Full Time

KL City, Federal Territory

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Working Location

  • Kuala Lumpur Federal Territory Malaysia

Job Description

Responsibilities

Job description:

Purpose This role prevents and reduces risk and maximizes effective payment of receivables. Key Missions
  • Assesses customers, secures receivables and manages cash collection, specifically: Asseses customer credit risk based on customer financial situation, country risks, payments habits, revenue evolution (…) and based on external agencies scoring recommendation
  • Defines customer's credit limits
  • Defines and validates contractual payment terms, collaborates with Sales/ Legal for non-compliant payment terms, and escalates if necessary
  • Validates the customer's account creation
  • Monitors customer's credit exposure and analyzes the customer's aging balance
  • Builds the customer's cash forecast
  • Implements collections actions such as phone calls and e-mails, demand letters, and external debt collection
  • Organizes meetings with major customers to maintain good relations or solve issues
  • Ensures alignment of all internal stakeholders (Sales, Treasury, CFOs…) on credit management by sharing credit management information and agreeing on action plans for delinquent accounts
  • Supports the accounts receivable team on cash application
  • Prepares credit management reports, and ensures data accuracy in finance tools
  • May include managing the Factoring program
  • Works together with controlling and accounting to decide and post proper debt accruals
  • May include invoicing activities such as uploading the invoice on the customer's platform and providing proof of delivery or other supporting document
  • Ensures proper implementation of the credit management policy
  • Coordinates complex credit and collection activities
  • Performs in-depth risk assessments and proposes mitigation actions
  • Prepares and consolidates credit reports for management review
  • Advises sales and finance teams on main risks identified and dispute resolution 

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